Thursday, November 27, 2025

New Jersey Forgives $59 Million in Medical Debt for 48,000 Residents



from Straffi & Straffi Attorneys at Law https://x.com/StraffiStraffi/status/1994058725401784429

Wednesday, November 26, 2025

Running a small business in New Jersey comes with challenges that can quickly turn financial stability into financial di...

Running a small business in New Jersey comes with challenges that can quickly turn financial stability into financial distress. Mounting credit card balances, high-interest merchant cash advances, and overdue supplier invoices can make even the most resilient entrepreneur feel overwhelmed. Once a creditor obtains a judgment lien, your business assets and even personal property may be at risk. Before assuming bankruptcy is your only option, it is crucial to speak with an experienced bankruptcy lawyer who can assess your financial situation and identify strategic alternatives to protect your business and personal assets.
https://www.straffilaw.com/debt-negotiation-strategies-for…/


from Straffi & Straffi Attorneys at Law https://www.facebook.com/straffiandstraffi/posts/pfbid0HuHdcTcJ1jtAt1M4hUV5X5nzoVRxWn1wVNMS66ruum9uj4UWWZP2bQBsH59mD9bPl

When creditors pursue garnishment, they can legally seize funds from your bank account, often without prior notice, to s...

When creditors pursue garnishment, they can legally seize funds from your bank account, often without prior notice, to settle debts. This process can significantly impact your financial stability, potentially affecting your ability to cover essential living expenses. However, not all funds are eligible for garnishment; some are protected under state and federal laws. Knowing which of your funds are exempt can save you from undue hardship, and our New Jersey bankruptcy attorneys can help you understand these critical protections.
https://www.straffilaw.com/can-my-bank-account-be-garnished…


from Straffi & Straffi Attorneys at Law https://www.facebook.com/straffiandstraffi/posts/pfbid02xE3DVfYv1K12KV69ShQuSsanff7h2NAszzV4MHQEhaXJq5qugu4GhFsBLd1rXwntl

Understanding the specific laws and exemptions can be crucial in protecting your assets when filing for a Chapter 7 bank...

Understanding the specific laws and exemptions can be crucial in protecting your assets when filing for a Chapter 7 bankruptcy. In New Jersey, one of the most significant concerns for many individuals is retaining ownership of their home during the bankruptcy process. Fortunately, by familiarizing yourself with the Chapter 7 laws in New Jersey, the available exemptions, and Chapter 7 dos and don’ts, you can take proactive steps to safeguard your home and ensure a more stable financial future.
https://www.straffilaw.com/how-much-equity-can-i-have-in-my…


from Straffi & Straffi Attorneys at Law https://www.facebook.com/straffiandstraffi/posts/pfbid02MYHArKaWWbCimR6z8pLcJSLZKW5xax9We35YHmong23RoSKemYjV7ZazF58Yd5qAl

This Pin was discovered by Straffi & Straffi Attorneys at Law. Discover (and save!) your own Pins on Pinterest.

This Pin was discovered by Straffi & Straffi Attorneys at Law. Discover (and save!) your own Pins on Pinterest.


from Straffi & Straffi Attorneys at Law https://www.pinterest.com/pin/1097400634219695106/

Tuesday, November 25, 2025

When you apply for a job, rental property, or loan, you might wonder if your past bankruptcy will show up on your backgr...

When you apply for a job, rental property, or loan, you might wonder if your past bankruptcy will show up on your background check. The answer largely depends on the type of check being conducted and who is requesting it. While your bankruptcy records are public and can appear in certain financial or credit screenings, not all employers or landlords will have access to that information. Understanding how background checks work and which details they reveal can help you anticipate potential issues and prepare for any questions about your financial history.
https://www.straffilaw.com/do-bankruptcies-show-up-on-back…/


from Straffi & Straffi Attorneys at Law https://www.facebook.com/straffiandstraffi/posts/pfbid035PoTqDpvJsoFbg7VL3VXvp7gEihhpJJ95UZji4pKCCtHqVhZ5dHacueNoXR5YcQxl

Debt-Negotiation Strategies for New Jersey Small-Business Owners - Daniel Straffi - BSPE Legal Marketing Podcast



from Straffi & Straffi Attorneys at Law https://www.buzzsprout.com/2026843/episodes/18250089-debt-negotiation-strategies-for-new-jersey-small-business-owners-daniel-straffi