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A default judgment can create serious financial problems, including wage garnishment and frozen bank accounts. In many s...

A default judgment can create serious financial problems, including wage garnishment and frozen bank accounts. In many situations, however, it is not permanent. With guidance from a bankruptcy lawyer in New Jersey, individuals facing default judgments may be able to ask the court to reopen their case, address service issues, or pursue more manageable repayment options. Understanding your rights early can help prevent long-term financial consequences.
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Vacating Default Judgments: Getting a Second Chance to Settle Your Debt - Daniel Straffi - BSPE Legal Marketing Podcast

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There is no lifetime limit on how many times you can file for bankruptcy in New Jersey. However, there is a waiting peri...

There is no lifetime limit on how many times you can file for bankruptcy in New Jersey. However, there is a waiting period to file a new bankruptcy case if you’ve previously filed one. The length of the waiting period depends on the types of bankruptcy you’ve filed and the new one you’re filing.
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A debt negotiation attorney can help you settle debts for less than you owe. But debt negotiation carries real risks. Yo...

A debt negotiation attorney can help you settle debts for less than you owe. But debt negotiation carries real risks. You might face tax bills on forgiven debt, damage to your credit, or get trapped by scam companies. These strains can leave you feeling alone and short on choices.
https://www.straffilaw.com/new-jersey-debt-negotiation-att…/

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When you file for Chapter 7 bankruptcy, most collection calls, lawsuits, wage garnishments, and other debt pressure have...

When you file for Chapter 7 bankruptcy, most collection calls, lawsuits, wage garnishments, and other debt pressure have to pause. That protection is called the automatic stay, and it starts as soon as your case is filed. Your discharge, which wipes out qualifying debts, comes later after the process plays out. During the case, you should be cautious about incurring new credit, making large credit purchases, or transferring estate property without the bankruptcy trustee’s knowledge. Those actions can trigger objections, denial of discharge, or other serious consequences.
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