A debt negotiation attorney can help you settle debts for less than you owe. But debt negotiation carries real risks. Yo...

A debt negotiation attorney can help you settle debts for less than you owe. But debt negotiation carries real risks. You might face tax bills on forgiven debt, damage to your credit, or get trapped by scam companies. These strains can leave you feeling alone and short on choices.
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When you file for Chapter 7 bankruptcy, most collection calls, lawsuits, wage garnishments, and other debt pressure have...

When you file for Chapter 7 bankruptcy, most collection calls, lawsuits, wage garnishments, and other debt pressure have to pause. That protection is called the automatic stay, and it starts as soon as your case is filed. Your discharge, which wipes out qualifying debts, comes later after the process plays out. During the case, you should be cautious about incurring new credit, making large credit purchases, or transferring estate property without the bankruptcy trustee’s knowledge. Those actions can trigger objections, denial of discharge, or other serious consequences.
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