Wednesday, October 15, 2025

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Tuesday, October 14, 2025

Bankruptcy for Seniors: Safeguarding Social Security and Pensions in NJ - Daniel Straffi - BSPE Legal Marketing Podcast



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Monday, October 13, 2025

If you’re living on a fixed income where the cost of living runs high, medical bills, credit card balances, or unexpecte...

If you’re living on a fixed income where the cost of living runs high, medical bills, credit card balances, or unexpected expenses can pile up faster than you realize. In New Jersey, one of the biggest concerns for seniors is losing Social Security or pension income to debt payments and creditors. Federal law protects these funds from most creditors, but that doesn’t make the constant calls, lawsuits, and threats of collection any less upsetting.
https://www.straffilaw.com/bankruptcy-for-seniors-safeguar…/


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Image



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When filing for bankruptcy, certain assets can be protected from creditors through exemptions. New Jersey offers a choice between federal and state exemptions, allowing debtors to select the set that best protects their assets.



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Pharmacy chain shuts down all locations nationwide for good



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Wednesday, October 8, 2025

A judgment lien in New Jersey is a legal claim placed on your property or a hold against it when a creditor wins a lawsu...

A judgment lien in New Jersey is a legal claim placed on your property or a hold against it when a creditor wins a lawsuit against you and obtains a judgment. This lien gives the creditor a way to collect what’s owed, either through the eventual sale of your property or from the proceeds if you choose to sell it.
https://www.straffilaw.com/what-is-a-judgment-lien/


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Filing for bankruptcy can be a lifeline for individuals and businesses drowning in unmanageable debt, providing a fresh...

Filing for bankruptcy can be a lifeline for individuals and businesses drowning in unmanageable debt, providing a fresh financial start. However, not everyone qualifies for this form of relief. Understanding what disqualifies you from filing for bankruptcy is crucial to avoid the pitfalls that could lead to the dismissal of your case or legal complications. Knowing these factors can help you make informed decisions and prepare adequately before you file.
https://www.straffilaw.com/what-disqualifies-you-from-fili…/


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What is FAFSA and what to do if you missed NJ deadline for student aid



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Saturday, October 4, 2025

An emergency bankruptcy is a type of bankruptcy filing that aims to speed up the process of filing for bankruptcy in ord...

An emergency bankruptcy is a type of bankruptcy filing that aims to speed up the process of filing for bankruptcy in order to halt creditors and bill collectors from pursuing debts owed by the borrower. An individual can file an emergency bankruptcy, also referred to as a skeleton bankruptcy, under Chapter 7 and Chapter 13. In some instances, businesses may also file for emergency bankruptcy under Chapter 11.
https://www.straffilaw.com/new-jersey-emergency-bankruptcy…/


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Thursday, October 2, 2025

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Wednesday, October 1, 2025

Over 20 At Home stores have shuttered; other locations closing by late October



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